the SmartLock™ System
Strategic
Solutions
One transfer, structured to work in more ways than one.
One-Time transfer
Transfer money once
Create a true asset that only increases in value with no repeated transactions.
A-Rated Carrier Partners
Century-proven systems
The same systems financial institutions have relied on for over a century.
Multi-strategy design
No unnecessary rules
No rigid product designed around one use case, the structure flexes to whichever strategic application fits your situation.
★ Tax Efficiency
★ Guaranteed Growth
★ Long-Term Care
★ Insurance Benefits
★ A-Rated Carriers
★ One Transfer
★ Tax Efficiency
★ Guaranteed Growth
★ Long-Term Care
★ Insurance Benefits
★ A-Rated Carriers
★ One Transfer
★ Tax Efficiency
★ Guaranteed Growth
★ Long-Term Care
★ Insurance Benefits
★ A-Rated Carriers
★ One Transfer
★ Tax Efficiency
★ Guaranteed Growth
★ Long-Term Care
★ Insurance Benefits
★ A-Rated Carriers
★ One Transfer
What You Get
A positive interest environment
interest environment
Guaranteed growth and dividend potential working together to maximize your financial flexibility without draining your cash flow.
01
Guaranteed Growth
Receive guaranteed growth from insurance carriers that have been liquid for over a century.
02
Dividend Potential
Earn dividends in addition to guarantees that can be received as cash or used to maximize benefits.
03
Flexible Access
No unnecessary rules or restrictions designed to discourage you from withdrawing your money.
04
True Asset
A single transfer creates an asset that only increases in value, it never decreases during market downturns.
1x
One transfer. Strategic solution.
SmartLock™ Strategic Solutions stretch the value of the money you or your business earns. It harnesses the stability of our A-rated carrier partners to maximize your financial flexibility, without draining your cash flow.
use cases
Compare how this can be used in multiple ways
How It Works
It's a simple process
From your first conversation to funded protection, here's what the path looks like. We walk you through every step so there are no surprises.
01
Consultation
We will walk you through the specifics of the SmartLock™ and help you with the initial design for your situation.
.png)
02
Application
We'll help you submit a no-strings-attached application to start the qualification process with the carrier.
03
Underwriting
Medical and financial qualification for the plan is determined by the carrier.
04
Transfer
Once approved, funds are transferred to the SmartLock™. One move. Immediate leverage in place.
the bottom line
Give your clients more.
Your clients work hard for their money. Give them a strategy that's flexible and efficient with it, whatever their goal, without needing anything from you beyond a warm introduction. Learn more below.
mortgage broker partners One-PagerQualifying income toolretirement tax exposure toolWant to learn more?
The SmartLock™ consultation is free. We'll create a custom report, walk you through the numbers, show you exactly how it fits your plan, and answer any questions you may have.
Schedule a ConsultationA genuine leader is not a searcher for consensus but a molder of consensus.
— Dr. Martin Luther King Jr.
Solutions
Learn
Company