We're maximizing safety and growth with your money.

One-Time Transfer

Transfer money ONCE and create a true asset that only increases in value.

Safety

Lock in your gains without the risk of market volatility.

Growth

Create passive growth without stress and ongoing maintenance.

Increase your net worth

Guaranteed Growth

Receive guaranteed growth from insurance carriers that have been liquid for over a century.

Dividend Potential

Potential to earn dividends in addition to guarantees ... can be received as cash or used to maximize your benefits.

... while doing the same things you already do.

Protect your investments and flip your debt.

Investment
Hedge

Protect against the volatility risk of your investments and ensure liquidity during inevitable market downturns.

Debt
Arbitrage

Leverage positive interest growth against negative interest from debt to minimize your net interest liability.

It's a simple process.

Consultation

We will walk you through the specifics of the SmartLock™ and help you with initial design.

Application

We'll help you submit a no-strings attached application to start the qualification process.

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Underwriting

Medical and/or financial qualification for the plan is determined by the carrier.

Transfer

Once approved, funds are transferred to the SmartLock™.

Don't Wait.

The only asset you can't get back is time. When time is applied to money, whether through investments or debt, the results can either be great or catastrophic. Put the odds in your favor and ensure that your money is as flexible as possible.