Retirement Tax Exposure Tool
See what letting your account sit would actually cost you
$
$
Let It Sit & Pay Taxes As You Withdraw
—
Total tax you'll pay from age 73 onward when forced withdrawals begin, including growth on the account over that time
Based on 5% annual growth. This is an assumption, not a guarantee, and your actual balance may vary.
These are rough estimates based on 2026 federal tax brackets, IRS life expectancy tables, and standard withdrawal rules. Your standard deduction is applied automatically based on filing status, and tax is calculated as the additional tax your withdrawal creates on top of your other income, using full progressive bracket math. Actual amounts depend on market performance, future tax law, and your specific situation. Not tax or investment advice.
