Retirement Tax Exposure Tool
See what each path would actually cost you
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Option 1: Convert Now
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Tax you pay this year to convert the entire balance to Roth
Option 2: Let It Sit & Pay Taxes As You Withdraw
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Total tax you'll pay from age 73 onward when forced withdrawals begin, including growth on the account over that time
Based on 5% annual growth. This is an assumption, not a guarantee, and your actual balance may vary.
These are rough estimates based on federal life expectancy tables and standard withdrawal rules. Actual amounts depend on market performance, future tax rates, and your specific situation. Not tax or investment advice.
